The Mellor Law Firm, APLC

California Real Estate, Construction, Bankruptcy, Foreclosure and Business Litigation Lawyers

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    • Experienced Foreclosure Attorney Serving Riverside Homeowners
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Understanding the Notice of Default: Your First Step in the Non-Judicial Foreclosure Process

September 3, 2024 by Mark Mellor

couple talking to lawyer about notice of default

Foreclosure is a word that can strike fear into the heart of any homeowner. But rather than panicking, understanding the process can equip you with the knowledge to handle it effectively. The first crucial step in the Non-Judical foreclosure process is receiving the Notice of Default. This blog post will guide you through what this […]

Filed Under: Foreclosure Education Tagged With: foreclosure attorney, foreclosure law

Foreclosure vs. Short Sale: What Every Homeowner Needs To Know

June 11, 2024 by Mark Mellor

People on a laptop discussing a short sale vs. foreclosure.

When facing financial hardship, many homeowners find themselves having to make tough decisions regarding their home. Among the most critical choices are whether to go through foreclosure or to consider a short sale. Both a short sale and foreclosure have significant implications for your financial health, credit score, and future housing opportunities. Understanding Foreclosure In […]

Filed Under: Foreclosure Education

How Does Foreclosure Work?

July 26, 2022 by Mark Mellor

foreclosure attorney helps client

The rate of foreclosures for May 2022 in the US was about 1 out of every 4,500 houses. The first step in the foreclosure process is usually a notice of default from your lender. This notice means that you have fallen behind on your mortgage payments, and will state how much you owe and what […]

Filed Under: Foreclosure Education Tagged With: foreclosure law, foreclosure lawyer

Legal Options for Foreclosure

June 30, 2022 by Mark Mellor

foreclosure lawyer

Are you behind on your mortgage payments and facing foreclosure? Do you not know what to do or where to turn? You are not alone. Millions of Americans each year find themselves in the same situation. Foreclosure can be a very frightening process, but you have legal options. Learn about how a foreclosure lawyer can […]

Filed Under: Foreclosure Education Tagged With: foreclosure law, foreclosure lawyer

How is Chapter 7 Bankruptcy different from Chapter 13 Bankruptcy?

December 2, 2021 by Mark Mellor

Employees looking at receipts

If you are considering bankruptcy as an option for your financial situation, you should know there are a few options. Chapter 7 bankruptcy and Chapter 13 bankruptcy are two of those options, which we have outlined and compared below. Chapter 7 Bankruptcy Chapter 7 bankruptcy is a liquidation process where a person’s assets are sold […]

Filed Under: Bankruptcy Education, Foreclosure Education Tagged With: bankruptcy, bankruptcy attorney, chapter 13, chapter 13 bankruptcy, chapter 7, chapter 7 bankruptcy

What is Lien Stripping?

November 9, 2021 by admin

shaking hands over a bankruptcy paper

Lien stripping is a way somebody in Chapter 13 bankruptcy can remove lower priority liens. It’s only allowed in cases where the value of the house is no longer enough to cover the outstanding mortgages on higher priority liens. Lien stripping turns the junior mortgage into an unsecured debt that may eventually be discharged. Basics […]

Filed Under: Bankruptcy Education, Bankruptcy Law News, Foreclosure Education, Legal News Tagged With: bankruptcy, bankruptcy attorney, chapter 13, chapter 13 bankruptcy, Government Code, riverside attorney, riverside law, riverside lawyer, riverside personal attorney

Foreclosures After COVID: What to Know

October 5, 2021 by admin

foreclosures after covid-19

COVID-19 brought a lot of changes to the world, and most of them are negative. To help offset the financial effects of the pandemic, the U.S. government placed a moratorium on foreclosures, which ended July 31. However, there is still protection for foreclosure-related evictions through September 30, 2021, which is quickly approaching. Here’s what you need […]

Filed Under: Bankruptcy Education, Foreclosure Education, Foreclosure Law News, Short Sale News Tagged With: bankruptcy, foreclosure law, foreclosures after covid, riverside attorney, riverside law, short sale

When Is Loan Modification the Right Choice?

April 22, 2021 by Anne Hunt

couple signs forms at table for loan modification - Riverside loan modification attorney

Many unfortunate circumstances can lead to someone not being financially stable. Finding yourself in an unstable financial situation while paying back loans can be especially difficult. While you may find your next steps elusive and overwhelming, there are some options. One of those options is to ask for a loan modification. Here’s what you should […]

Filed Under: Bankruptcy Education, Foreclosure Education, Legal News, Lender Law News, Personal Property Law News, Real Estate Education Tagged With: loan modification, riverside attorney, riverside lawyer, Riverside mortgage assistance lawyer, riverside personal attorney

Legal Options for Job Loss

February 10, 2021 by admin

legal options for job loss in California - man signing documents

If you are at risk of losing your job or you’ve been told that you’re no longer needed in your workplace, it’s important to know what your rights are. When you know what you’re legally entitled to, as well as how to take action against your former employers, you’ll be able to take a proactive […]

Filed Under: Bankruptcy Education, Foreclosure Education, Workers Compensation Law News, Wrongful Termination Law News Tagged With: job loss, personal attorney, personal lawyer, riverside attorney, riverside personal attorney, wrongful termination

Your House Was Foreclosed: Now What?

February 10, 2021 by admin

white house in the fall - Inland Empire foreclosure attorney

Dealing with financial difficulties can be worrisome, and ignoring them isn’t beneficial. Essential bills, like your rent or mortgage, should always be a top priority on your to-do list. However, there are times when you might struggle to fund these critical expenses. Defaulting on your mortgage can lead to losing your home. If your home’s […]

Filed Under: Bankruptcy Education, Foreclosure Education Tagged With: bankruptcy attorney, forclosure, foreclosure attorney, riverside attorney

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Recent News

How to Prepare Your Business for a Merger or Acquisition

July 16, 2025 By Mark Mellor

With the 50,000 merger and acquisition (M&A) deals that happened globally in 2024, it is evident that businesses are constantly looking for ways to grow and expand. M&A deals can provide a quick and effective way for companies to enter new markets, acquire new … Read More...

What Is Commercial Litigation and How Does It Affect Your Business?

May 23, 2025 By Mark Mellor

Every business, regardless of its size or industry, faces unique challenges. Among these, legal disputes can often be the most daunting and disruptive. Commercial litigation, a specialized area of law, serves as a framework for resolving disputes arising from business … Read More...

Common Types of Real Estate Fraud

May 21, 2025 By Mark Mellor

Real estate transactions are some of the most significant financial decisions you’ll make in your lifetime. Unfortunately, the complexity of these deals creates opportunities for fraud. Whether you’re a buyer, seller, or investor, knowing how to protect yourself and recognize … Read More...

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Our Areas of Practice

  • Comprehensive Real Estate Legal Services
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  • Experienced Foreclosure Attorney Serving Riverside Homeowners
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  • Comprehensive Real Estate Legal Services
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  • Experienced Foreclosure Attorney Serving Riverside Homeowners
  • Business Law
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The Mellor Law Firm, APLC
6800 Indiana Avenue, Suite 220
Riverside, CA 92506
Phone: (951) 221-4744
Fax: (951) 222-2122
10.0Mark Albert Mellor

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