When financial hardship strikes, many homeowners find themselves juggling not just one mortgage, but two. If you’re considering a short sale to avoid foreclosure, one of the biggest questions you’ll face is: What happens to my second mortgage? It’s a crucial concern and one that can significantly affect your financial future. As any experienced foreclosure […]
Do’s and Don’ts for Getting a Loan Modification and Is It the Right Option for You
Are you struggling to pay your mortgage loan? If so, a loan modification may be an option for you. Loan modification can make your loan more affordable and help you avoid foreclosure. But before applying for a loan modification, it’s important to understand what it is, and whether or not it is right for your […]
Do You Qualify for a Short Sale?
Short sales have become a popular alternative for people struggling to keep up with their mortgage payments. But what is a short sale, and do you qualify? What is a Short Sale? A short sale is a sale of real estate in which the proceeds from the sale are insufficient to cover the balance of […]
When You Should File for Bankruptcy
There are a number of reasons why you might file for bankruptcy. The most common reasons are job loss, overwhelming medical bills, and divorce. However, there are other circumstances that can also lead to bankruptcy. Some reasons to file for bankruptcy include: Credit Card Debt Credit card debt is extremely common. The average American adult […]
Attorney Mark Mellor Featured On ABC10 News: Solar Company Accused of Sudden Closing
Mark A. Mellor, Esq. was featured on ABC 10News San Diego, where several homeowners claim that a well-known solar company suddenly closed their doors and took off with their payments. “Attorney Mark Mellor specializes in construction law. He tells homeowners to check all contracts for lien warnings before signing them. He also says to consider […]
Foreclosures After COVID: What to Know
COVID-19 brought a lot of changes to the world, and most of them are negative. To help offset the financial effects of the pandemic, the U.S. government placed a moratorium on foreclosures, which ended July 31. However, there is still protection for foreclosure-related evictions through September 30, 2021, which is quickly approaching. Here’s what you need […]
What are the Different Kinds of Business Ownership?
There are several kinds of business ownership in the United States, but the most common by far are sole proprietorships, limited liability companies (LLCs), and corporations.Here is some more information on the options you have as a business owner, including hiring legal help, such as a riverside business attorney. Understanding which type of business ownership […]
When and How to Sue After a Car Crash
Getting in a car crash can be detrimental to your physical and mental well-being. To compensate for stress, injuries, and damage to your vehicle, you should ensure that you get the compensation you deserve. An experienced personal injury lawyer can help you with that. Reasons to sue following a car crash include: Injury or car […]
How to Sell a House with a Lien
Selling a house can be complex and time-consuming, so no one wants any added complications. Unfortunately, some homeowners encounter just such a complication when they find themselves trying to sell a property with a lien. A lien can prolong the process of selling a house, but there are ways to sell a house with a […]
What is a Property Lien and How Does it Work?
If you are looking to buy a house or find a property to invest in, you may come across the term “property lien.” When investing in real estate, it’s crucial to be aware of what a property lien is, how it works, and how it could affect you as a buyer or a homeowner. So […]
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