The Mellor Law Firm, APLC

California Real Estate, Construction, Bankruptcy, Foreclosure and Business Litigation Lawyers

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    • Experienced Foreclosure Attorney Serving Riverside Homeowners
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When You Should File for Bankruptcy

March 23, 2022 by admin

filing for bankruptcy

There are a number of reasons why you might file for bankruptcy. The most common reasons are job loss, overwhelming medical bills, and divorce. However, there are other circumstances that can also lead to bankruptcy. Some reasons to file for bankruptcy include: Credit Card Debt Credit card debt is extremely common. The average American adult […]

Filed Under: Bankruptcy Education Tagged With: bankruptcy, bankruptcy attorney

How is Chapter 7 Bankruptcy different from Chapter 13 Bankruptcy?

December 2, 2021 by Mark Mellor

Employees looking at receipts

If you are considering bankruptcy as an option for your financial situation, you should know there are a few options. Chapter 7 bankruptcy and Chapter 13 bankruptcy are two of those options, which we have outlined and compared below. Chapter 7 Bankruptcy Chapter 7 bankruptcy is a liquidation process where a person’s assets are sold […]

Filed Under: Bankruptcy Education, Foreclosure Education Tagged With: bankruptcy, bankruptcy attorney, chapter 13, chapter 13 bankruptcy, chapter 7, chapter 7 bankruptcy

What is Lien Stripping?

November 9, 2021 by admin

shaking hands over a bankruptcy paper

Lien stripping is a way somebody in Chapter 13 bankruptcy can remove lower priority liens. It’s only allowed in cases where the value of the house is no longer enough to cover the outstanding mortgages on higher priority liens. Lien stripping turns the junior mortgage into an unsecured debt that may eventually be discharged. Basics […]

Filed Under: Bankruptcy Education, Bankruptcy Law News, Foreclosure Education, Legal News Tagged With: bankruptcy, bankruptcy attorney, chapter 13, chapter 13 bankruptcy, Government Code, riverside attorney, riverside law, riverside lawyer, riverside personal attorney

Foreclosures After COVID: What to Know

October 5, 2021 by admin

foreclosures after covid-19

COVID-19 brought a lot of changes to the world, and most of them are negative. To help offset the financial effects of the pandemic, the U.S. government placed a moratorium on foreclosures, which ended July 31. However, there is still protection for foreclosure-related evictions through September 30, 2021, which is quickly approaching. Here’s what you need […]

Filed Under: Bankruptcy Education, Foreclosure Education, Foreclosure Law News, Short Sale News Tagged With: bankruptcy, foreclosure law, foreclosures after covid, riverside attorney, riverside law, short sale

Filing Bankruptcy: How Does Debt Relief Work?

September 8, 2021 by admin

filing bankruptcy and debt relief - Riverside bankruptcy lawyer

Filing for bankruptcy comes with many emotions — from shame and despair, overwhelm, and even relief. We’ve put together this quick guide to debt relief so you can start arming yourself with information in order to take on the bankruptcy process. What is Bankruptcy? Bankruptcy is a legal process intended to help people and businesses […]

Filed Under: Bankruptcy Education Tagged With: bankruptcy, bankruptcy attorney, bankruptcy law, chapter 13, chapter 7

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Recent News

How to Prepare Your Business for a Merger or Acquisition

July 16, 2025 By Mark Mellor

With the 50,000 merger and acquisition (M&A) deals that happened globally in 2024, it is evident that businesses are constantly looking for ways to grow and expand. M&A deals can provide a quick and effective way for companies to enter new markets, acquire new … Read More...

What Is Commercial Litigation and How Does It Affect Your Business?

May 23, 2025 By Mark Mellor

Every business, regardless of its size or industry, faces unique challenges. Among these, legal disputes can often be the most daunting and disruptive. Commercial litigation, a specialized area of law, serves as a framework for resolving disputes arising from business … Read More...

Common Types of Real Estate Fraud

May 21, 2025 By Mark Mellor

Real estate transactions are some of the most significant financial decisions you’ll make in your lifetime. Unfortunately, the complexity of these deals creates opportunities for fraud. Whether you’re a buyer, seller, or investor, knowing how to protect yourself and recognize … Read More...

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Our Areas of Practice

  • Comprehensive Real Estate Legal Services
  • Construction Law Attorney
  • Mechanic’s Lien – Stop Notice
  • Experienced Foreclosure Attorney Serving Riverside Homeowners
  • Business Law
  • Contract Disputes
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Insurance
  • Lien Stripping Bankruptcy
  • Loan Modifications
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Practice Areas

  • Comprehensive Real Estate Legal Services
  • Construction Law Attorney
  • Mechanic’s Lien – Stop Notice
  • Experienced Foreclosure Attorney Serving Riverside Homeowners
  • Business Law
  • Contract Disputes
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Insurance
  • Lien Stripping Bankruptcy
  • Loan Modifications
  • Personal Injury & Wrongful Death
  • Property Ownership

Recent Posts

  • How to Prepare Your Business for a Merger or Acquisition
  • What Is Commercial Litigation and How Does It Affect Your Business?
  • Common Types of Real Estate Fraud
  • Everything You Need to Know About Adverse Possession in California

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The Mellor Law Firm, APLC
6800 Indiana Avenue, Suite 220
Riverside, CA 92506
Phone: (951) 221-4744
Fax: (951) 222-2122
10.0Mark Albert Mellor

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