Foreclosures across the country have decreased over the years from 2.9 million in 2010 to 676,535 in 2017– a 76-percent decrease. However, foreclosures are still very real. Research from property database curator ATTOM Data Solutions indicated that foreclosures saw a 44-percent increase in July 2018, and California is not exempt. Foreclosures may happen but […]
The Guide to Handling Contract Disputes and Contract Breaches
Whether you are receiving payment for goods and services that you provide, or you are paying someone else to supply you with goods and services, there is a contract involved. Sometimes the contract is verbal, and other times it is written and signed by the parties included in the transaction. In certain situations, a contract […]
The Loan Modification Guide
Your mortgage is the most important loan that you have. If you fall behind on your payments, you can lose more than your house. You can lose your home, the center of your family. You should never wait to act until you are in danger of foreclosure. If you are having problems meeting your […]
5 Tips to Avoid Foreclosure
If you are having financial difficulties, you may fear that you won’t be able to keep up with your mortgage. Perhaps you are already behind in your payments, so those dreaded foreclosure notices are showing up in your mailbox, and you’ve been ducking phone calls from your lender. While it is tempting to hide […]
5 Ways to Prepare for Commercial Litigation
When businesses have disagreements or face excessive challenges with employees or customers that go beyond what the company can handle internally, commercial litigation often becomes a course of action that business owners must face. It’s a necessary and important process to take because the point of commercial litigation is to resolve business-related disputes, such as […]
The Definitive Guide to Mechanic’s Liens in California
Despite its name, a mechanic’s lien is generally utilized by any supplier, contractor, laborer, and/or subcontractor. If you worked on someone’s home, for instance, and were not paid, you can then file a mechanic’s lien. This is essentially a “hold” against the business, commercial, or homeowner’s property. Although this can result in foreclosure if […]
Your Next Steps After a Construction Accident
If you work in construction, your chances of suffering an accident are high, particularly in comparison with other industries. Of the 5,190 workers killed while on the job in 2017, 21.1% were in construction. Many more workers are hurt each day. If you are injured in a construction accident, you have options, but you will […]
Restrictions On Commercial Speech Regarding Alcoholic Beverages To Be Reconsidered Under Strict Judicial Scrutiny In Light Of First Amendment.
During the early 1900s, manufacturers and wholesalers of alcoholic beverages “tied” retailers to them by providing them with loans, reduced rents, free equipment and other means. Such “tied-house” arrangements caused a vast growth of the number of saloons and bars, resulting in various social evils.
Trial Court Erred In Refusing To Issue Domestic Violence Restraining Order.
The trial court declined to issue a domestic violence restraining order for two reasons. First, it determined that mental abuse was insufficient, and, second, that past physical abuse was insufficient. The court of Appeal reversed. With regard to mental abuse, the appellate court stated: “In this case, the testimony that the trial court did permit […]
Retrial Ordered Because Jury Instruction Improperly Shifted The Burden Of Proof.
In an action by an insured against an insurance company which denied a claim, plaintiff requested that the trial court give a standard jury instruction explaining that, when a loss is caused by a combination of covered and excluded risks, the loss is covered if the most important or predominant cause is a covered risk. (CACI No. 2306.) Defendant instead proposed a special jury instruction placing on plaintiff the burden of proving the collapse of the house was “caused only by one or more” of the perils listed in the policy, and that there was no coverage if the cause of the collapse involved any peril other than those listed.