The Mellor Law Firm, APLC

California Real Estate, Construction, Bankruptcy, Foreclosure and Business Litigation Lawyers

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Understanding the Timeline: How Long Does an Insurance Claim Take to Process?

June 4, 2024 by Mark Mellor

Someone going through the insurance claim process by filling out a form

When you find yourself in a situation where you need to file an insurance claim, the time it takes for that claim to process can feel like a mystery shrouded in legal jargon and bureaucratic processes. Whether you’re navigating the aftermath of a car accident or dealing with any other scenario covered under your insurance […]

Filed Under: Insurance Law News

Is California a No-Fault State? How Fault is Determined in a Car Accident

December 7, 2022 by Mark Mellor

two motorists trying to establish fault after an accident

Insurance agencies in the United States will often determine fault in car accidents. Fault is generally determined by the police report following an accident, and the insurers will then negotiate amongst themselves who pays what damages. But is California a no-fault state?  California’s regulations on car accidents are different compared to regulations from other states. […]

Filed Under: Insurance Law News Tagged With: accident attorney, car crash lawsuit

Insurance Claims and COVID-19

February 7, 2022 by admin

A insurance policy paper

Insurance claims have evolved because of COVID, and insurance companies are using COVID-19 to their advantage. Impact on insurance claims because of COVID Coverage for intravenous (IV) administration or prophylactic infusion of an antibiotic, antifungal, antiparasitic or antiviral agent when administered in conjunction with inpatient hospital care can be excluded from insurance claims. This is […]

Filed Under: Insurance Law News Tagged With: insurance attorney, Insurance Code, insurance defense, insurance defense lawyer, insurance law, insurance liability, insurance litigation

How to Navigate Insurance Coverage Litigation

January 10, 2022 by admin

A insurance policy paper

Litigation is a process that can be difficult to navigate, but it doesn’t have to be. Insurance coverage litigation varies from case to case and depends on the specific situation of each plaintiff or defendant. There are many different types of insurance claims including medical malpractice, product liability, construction defects, premises liability and more. In […]

Filed Under: Insurance Law News Tagged With: insurance, insurance attorney, insurance coverage litigation, insurance litigation

How an Attorney Can Help with Insurance Defense

January 10, 2022 by admin

A lawyer talking to a client

Insurance defense attorneys are lawyers that specialize in defending those who have been wrongfully accused of insurance fraud. They help individuals and businesses with claims that involve a violation of the law or liability under an insurance policy. Insurance defense is a very specialized area of the law, which is why it’s best to hire […]

Filed Under: Insurance Law News Tagged With: insurance defense, insurance defense lawyer, insurance law

How to Navigate Insurance Liability

August 3, 2021 by admin

Insurance coverage is essential for professionals running any type of business. This protection is necessary to avoid costly losses from property damage and theft. But it’s also vital for litigation protection. With liability insurance, you have someone fighting for you if a client sues you or your company. Business Liability Insurance Overview Liability insurance for […]

Filed Under: Business Law Education, Insurance Law News Tagged With: insurance attorney, insurance law, insurance liability, liability

How Do I Receive Workers Comp After Being Injured on the Job?

August 3, 2021 by admin

workers comp attorney - insurance policy being examined

Workers’ Compensation Insurance is designed to provide specific medical care and replace some lost income to employees who’ve been hurt on the job. But to get workers comp benefits, you need to follow the rules. In California, the Department of Industrial Relations oversees those rules and regulations. Learn more about workers’ comp and what you […]

Filed Under: Business Law Education, Construction Law Education, Insurance Law News Tagged With: attorney, California attorney, insurance attorney, Insurance Code, insurance law, work insurance, workers comp, workers comp insurance

Retrial Ordered Because Jury Instruction Improperly Shifted The Burden Of Proof.

March 11, 2016 by

home destroyed - Burden Of Proof

In an action by an insured against an insurance company which denied a claim, plaintiff requested that the trial court give a standard jury instruction explaining that, when a loss is caused by a combination of covered and excluded risks, the loss is covered if the most important or predominant cause is a covered risk. (CACI No. 2306.) Defendant instead proposed a special jury instruction placing on plaintiff the burden of proving the collapse of the house was “caused only by one or more” of the perils listed in the policy, and that there was no coverage if the cause of the collapse involved any peril other than those listed.

Filed Under: Appellate Law News, Evidentiary Law News, Insurance Law News, Legal News Tagged With: 197 Cal.Rptr.3d 195, 243 Cal.App.4th 779, CACI No. 2306

Parents Did Not Include Teenaged Daughter In Insurance Policy On Car Exclusively Driven By Her.

February 9, 2016 by

legal requirements for car Insurance policy

While driving a GMC pickup truck owned by her father, a 17-year-old got into an accident. However, even though the daughter was the only one to drive the pickup, the father had excluded his daughter from insurance coverage in order to save money on premium payments. The daughter’s mother, who is the ex-wife of the father, had insurance on her own vehicles, but not the GMC.

Filed Under: Appellate Law News, Insurance Law News, Legal News Tagged With: 243 Cal.App.4th 29

Previously We Reported: Insurance Company Can Require Insured To Obtain Its Consent Before Assigning Interest In Policy.

November 18, 2015 by

assignment

One Fluor Corp. assigned its rights under liability policies to another Fluor Corp. when they underwent complex corporate restructuring. In a declaratory relief action, the liability insurer objected that its approval was not given pursuant to a consent to assignment provision in the policy. Fluor contended the provision was void under an 1872 statute which […]

Filed Under: California Supreme Court Law News, Insurance Law News, Legal News Tagged With: § 520, 129 Cal.Rptr.2d 828, 146 Cal.Rptr.3d 527, 191 Cal.Rptr.3d 498, 208 Cal.App.4th 1506, 29 Cal.4th 934, 354 P.3d 302, 61 Cal.4th 1175, 62 P.3d 69, Ins.Code, Ins.Code § 520, Insurance Code, Insurance Code section 520, section 520

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Recent News

What Is Commercial Litigation and How Does It Affect Your Business?

May 23, 2025 By Mark Mellor

Every business, regardless of its size or industry, faces unique challenges. Among these, legal disputes can often be the most daunting and disruptive. Commercial litigation, a specialized area of law, serves as a framework for resolving disputes arising from business … Read More...

Common Types of Real Estate Fraud

May 21, 2025 By Mark Mellor

Real estate transactions are some of the most significant financial decisions you’ll make in your lifetime. Unfortunately, the complexity of these deals creates opportunities for fraud. Whether you’re a buyer, seller, or investor, knowing how to protect yourself and recognize … Read More...

Everything You Need to Know About Adverse Possession in California

April 11, 2025 By Mark Mellor

Adverse possession is a legal concept that might sound surprising—it allows someone to claim ownership of property they don’t legally own, as long as specific conditions are met. While this might bring to mind images of opportunists taking over abandoned properties, adverse … Read More...

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The Mellor Law Firm, APLC
6800 Indiana Avenue, Suite 220
Riverside, CA 92506
Phone: (951) 221-4744
Fax: (951) 222-2122
10.0Mark Albert Mellor

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