Riverside Bankruptcy Attorney

Filing Chapter 13 bankruptcy is a form of debt consolidation designed for repayment of some or all your debt to creditors using future income and a detailed plan. A bankruptcy lawyer can protect your interests. The Mellor Law Firm guides clients across San Bernardino, Riverside and neighboring counties through the bankruptcy process, offering the attentive service of a small firm backed by large firm resources and results.

Call our Riverside, California, bankruptcy lawyers at 951-222-2100, or contact us online to get started on the path to debt reduction.

More expansive than Chapter 7 liquidation, restructuring debt under Chapter 13 involves a court-approved repayment plan allowing for consolidation of debt payments for a period of two to four years. Often called the wage earner plan, this form of bankruptcy requires a consistent source of income, and creditors are only allowed to collect the amounts in the plan.

A California bankruptcy lawyer at The Mellor Law Firm will help you determine a reasonable repayment plan and understand how to budget your resources to successfully complete the plan. With our help clients can take advantage of Chapter 13 benefits:

• Protection from the creditor collection
• Keep a home and personal property
• Repay debts with reduced payments
• Discharge debts not allowed under other bankruptcy methods
• Eliminate secured interest on junior liens of real property
• Make tax repayments easier by eliminating interest payments

Your financial difficulties are not hopeless. We can help you address your bankruptcy with efficient and experienced advice and support. Contact us, or call 951-222-2100 to lean how we can help you resolve your bankruptcy issues and look forward to a brighter future.